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Kurnia Group

Kurnia Asia Berhad Recorded Satisfactory Third Quarter Performance

May 17th, 2005

Petaling Jaya, 17 May 2005 - Kurnia Asia Berhad (KAB) announced its unaudited financial results for the third-quarter ended 31 March 2005 at its Corporate Head Office, Menara Kurnia. KAB, which wholly owns Kurnia Insurans (M) Berhad (KIMB), is the largest general insurer listed on the Main Board of Bursa Malaysia under the counter KURASIA 5097.

Kurnia Asia Berhad posted another satisfying performance with profit after tax of RM 25.5 million in the third quarter (Q3) 2004/05 compared with RM 16.7 million post-acquisition profit reported in the preceding quarter. In terms of pre-tax profit, the Group recorded RM 42.2 million in Q3 2004/05 compared with RM 27.3 million post-acquisition in the second quarter (Q2) 2004/05. As a result of the continuing healthy financial performance, the Group's total assets expanded from RM 1.78 billion as at 31 December 2004 to RM 1.85 billion as at 31 March 2005.

The Group's financial results were mainly derived from KIMB, the Group's principal subsidiary. The comparison is made against the 3-month results in the preceding quarter (October 2004 to December 2004) notwithstanding the fact that KIMB was not part of the Group until the completion of acquisition on 5 November 2004.

Against the challenging and competitive environment in the general insurance industry, KIMB achieved gross premiums of RM 893 million during the 9-month period up to 31 March 2005. This performance showed that KIMB is on track to achieve the forecasted annual gross premiums of RM 1.155 billion by 30 June 2005. Comparing quarter to quarter, gross premiums grew 16% from RM 283 million in Q2 2004/05 to RM 328 million in Q3 2004/05. KIMB recorded a 9-month pre-tax profit of RM 138 million ended 31 March 2005. Underwriting and investment activities accounted for 63% and 37% of pre-tax profit respectively.

"Moving forward, the Directors believe the Group's performance will further improve in the final quarter of financial year 2005, in view of the various control measures in the areas of marketing, claims, management expenses and investment put in place to further strengthen the operations," commented Dato' Adrian Loh, Chief Executive Officer (CEO) /Managing Director (MD) of Kurnia Asia Berhad.

"Kurnia's status as a listed company will give us the leverage to further expand our business and strengthen our brand name. We are poised to grow our market share in both the motor and non-motor sectors. The recent additions to the product line-up, notably the innovative medical insurance, MediGuard and MediGuard Express, have been well-received since their launch in December last year. We will continue to develop more innovative products and services to meet customers' needs. We are confident that the various initiatives put in place will bear fruits in the coming years," Dato' Adrian Loh added.

Kurnia Asia Berhad will be included in Morgan Stanley Capital International Inc. (MSCI) beginning 1 June 2005. This influential global stock benchmark will make Kurnia Asia more visible to the foreign investors.

The Kurnia Group is the largest general insurer in Malaysia and South East Asia with gross premiums exceeding RM 1 billion. The Group has wide network of 30 branches, 1,900 employees, 7,800-strong agency force and 3 million policyholders. It is the fastest-growing general insurer offering a wide range of general insurance products and innovative services such as Kurnia Auto Assist and Kurnia Express.


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